{"id":5831,"date":"2017-11-29T13:31:40","date_gmt":"2017-11-29T12:31:40","guid":{"rendered":"http:\/\/reporting-platform.asseco.com\/?page_id=5831"},"modified":"2020-09-02T12:34:36","modified_gmt":"2020-09-02T10:34:36","slug":"banks","status":"publish","type":"page","link":"https:\/\/reporting-platform.asseco.com\/en\/banks\/","title":{"rendered":"Banks"},"content":{"rendered":"

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Comprehensive implementation of mandatory bank reporting.<\/span><\/h2>\n\t\t\t\t\t<\/div>[vc_row_inner rt_row_background_width=”fullwidth” rt_row_content_width=”fullwidth” rt_row_style=”global-style” rt_row_height=”” rt_column_gaps=”” rt_row_borders=”” rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”cover” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_bg_layer=”” rt_bg_video_format=”self-hosted” rt_row_paddings=”true” rt_padding_left=”40″ rt_padding_right=”40″ rt_class=”rt-3014487″ rt_paddings=”25px,0,0,0″ rt_margins=”,,0,0″ rt_content_margins=”,,,” rt_tablet_paddings=”,,,” rt_tablet_margins=”,,,” rt_tablet_content_margins=”,,,” rt_sp_paddings=”,,,” rt_sp_margins=”,,,” rt_sp_content_margins=”,,,”][vc_column_inner text_align=”left” tablet_align=”center” mobile_align=”center” rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_col_paddings=”true” rt_wrp_col_paddings=”false” tablet_text_align=”” mobile_text_align=”” rt_bg_color=”” rt_bg_overlay_color=”” rt_padding_top=”20″ rt_padding_bottom=”20″ rt_class=”rt-9723853″ rt_margins=”,” rt_paddings=”0,0,0,0″ rt_wrapper_paddings=”,,,” rt_tablet_margins=”,” rt_tablet_paddings=”,,,” rt_tablet_wrapper_paddings=”,,,” rt_sp_margins=”,” rt_sp_paddings=”,,,” rt_sp_wrapper_paddings=”,,,”]
50<\/i>%<\/span><\/div><\/div>[vc_column_text]<\/p>\n

of supervisory reports in the Polish banking sector are prepared with the use of Asseco’s solutions<\/strong><\/h4>\n

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We help with fulfilling a number of reporting obligations<\/h3>\n\t\t\t\t\t<\/div>[vc_column_text]Financial institutions have used our platform in mandatory reporting for market regulators such as: the European Banking Authority (EBA), the National Bank of Poland (NBP), the Bank Guarantee Fund (BFG), the Financial Supervision Authority (KNF). The solution has been also used in stock exchange reporting (ESEF) as well as cyclical management reporting.[\/vc_column_text][\/vc_column][vc_column rt_bg_effect=”classic” rt_bg_image_repeat=”no-repeat” rt_bg_size=”contain” rt_bg_position=”center center” rt_bg_attachment=”scroll” rt_col_paddings=”true” rt_wrp_col_paddings=”false” tablet_text_align=”” mobile_text_align=”” rt_bg_color=”” rt_bg_overlay_color=”” offset=”vc_col-md-6″ rt_class=”rt-1893419″ rt_margins=”,” rt_paddings=”,,,” rt_wrapper_paddings=”40,40,40,40″ rt_tablet_margins=”,” rt_tablet_paddings=”,,,” rt_tablet_wrapper_paddings=”,,,” rt_sp_margins=”,” rt_sp_paddings=”,,,” rt_sp_wrapper_paddings=”,,,” el_id=””][vc_single_image image=”5638″ img_size=”full” alignment=”center” style=”vc_box_shadow” onclick=”link_image”][\/vc_column][\/vc_row][vc_section][vc_row rt_row_background_width=”fullwidth” rt_row_content_width=”default” rt_row_style=”default-style” rt_row_height=”” rt_column_gaps=”” rt_row_shadows=”” rt_row_borders=”” rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”cover” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_bg_layer=”” rt_bg_video_format=”self-hosted” rt_class=”rt-3448894″ rt_paddings=”50px,20px,,” rt_margins=”,,,” rt_content_margins=”,,,” rt_tablet_paddings=”,,,” rt_tablet_margins=”,,,” rt_tablet_content_margins=”,,,” rt_sp_paddings=”,,,” rt_sp_margins=”,,,” rt_sp_content_margins=”,,,”][vc_column rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll”]
  • Financial (NBP)<\/li>
  • Prudential (BFG)<\/li>
  • Prudential (ITS)<\/li>
  • Financial (ITS)<\/li>
  • Other<\/li><\/ul>
    \n\t\t\t\t\t\t
    Financial (NBP)<\/div>\n\t\t\t\t\t\t
    \t \n\t\t
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      \n
    • MONREP<\/li>\n
    • stand-alone FINREP<\/li>\n
    • NB300 \/ MB300<\/li>\n
    • Balance of payments and international investment position (BPMPI)<\/li>\n
    • Securities Investment Statistics (SHS)<\/li>\n
    • Payment Statistics Base (BSP)<\/li>\n
    • Daily liabilities and reserve declaration (PDDEK)<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t\n<\/div>\n\t\t\t\t\t<\/div>
      \n\t\t\t\t\t\t
      Prudential (BFG)<\/div>\n\t\t\t\t\t\t
      \t \n\t\t
      \n\t\t
        \n
      • BFG Calculation System<\/li>\n
      • BFG_PL reports (ZBK)<\/li>\n
      • BFG_EUR reports<\/li>\n
      • BFG_DRF reports<\/li>\n
      • Reports with information on banks in the scope of forced restructuring in accordance with Art. 330 section 7 of the Act on BFG<\/li>\n
      • Register of information on banks in accordance with Art. 330 section 6 of the Act on BFG<\/li>\n
      • Register of financial instruments in accordance with Article 88 of the Act on BFG<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t\n<\/div>\n\t\t\t\t\t<\/div>
        \n\t\t\t\t\t\t
        Prudential (ITS)<\/div>\n\t\t\t\t\t\t
        \t \n\t\t
        \n\t\t
          \n
        • ITS COREP<\/li>\n
        • ITS Additional Liquidity Monitoring Metrix (ALMM)<\/li>\n
        • ITS IP LOSSES<\/li>\n
        • ITS Large Exposures (LE)<\/li>\n
        • ITS Leverage<\/li>\n
        • ITS Liquidity Coverage Ratio (LCR)<\/li>\n
        • ITS Net Stable Funding Ratio (NSFR)<\/li>\n
        • ITS Benchmarking Portfolios (SBP)<\/li>\n
        • ITS Funding Plans (FP)<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t\n<\/div>\n\t\t\t\t\t<\/div>
          \n\t\t\t\t\t\t
          Financial (ITS)<\/div>\n\t\t\t\t\t\t
          \t \n\t\t
          \n\t\t
            \n
          • Consolidated ITS FINREP<\/li>\n
          • ITS Asset Encumbrance (AE)<\/li>\n
          • ITS Funding plans (FP)<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t\n<\/div>\n\t\t\t\t\t<\/div>
            \n\t\t\t\t\t\t
            Other<\/div>\n\t\t\t\t\t\t
            \t \n\t\t
            \n\t\t
              \n
            • Stock exchange reporting (ESEF, iXBRL)<\/li>\n
            • Ownership reporting<\/li>\n
            • Management reporting<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t\n<\/div>\n\t\t\t\t\t<\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row rt_row_background_width=”fullwidth” rt_row_content_width=”default” rt_row_style=”default-style” rt_row_height=”” rt_column_gaps=”” rt_row_shadows=”” rt_row_borders=”” rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”cover” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_bg_layer=”” rt_bg_video_format=”self-hosted” rt_class=”rt-2190397″ rt_paddings=”15px,45px,,” rt_margins=”,,,” rt_content_margins=”,,,” rt_tablet_paddings=”,,,” rt_tablet_margins=”,,,” rt_tablet_content_margins=”,,,” rt_sp_paddings=”,,,” rt_sp_margins=”,,,” rt_sp_content_margins=”,,,”][vc_column width=”1\/6″ rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll”][\/vc_column][vc_column width=”2\/3″ rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll”][vc_raw_html]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[\/vc_raw_html][\/vc_column][vc_column width=”1\/6″ rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll”][\/vc_column][\/vc_row][\/vc_section][vc_row rt_row_background_width=”fullwidth” rt_row_content_width=”default” rt_row_style=”default-style” rt_row_height=”” rt_column_gaps=”” rt_row_shadows=”” rt_row_borders=”” rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”cover” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_bg_layer=”” rt_bg_video_format=”self-hosted” rt_class=”rt-5843191″ rt_paddings=”40,40,,” rt_margins=”,,,” rt_content_margins=”,,,” rt_tablet_paddings=”,,,” rt_tablet_margins=”,,,” rt_tablet_content_margins=”,,,” rt_sp_paddings=”,,,” rt_sp_margins=”,,,” rt_sp_content_margins=”,,,” rt_bg_color=”#f4f4f4″][vc_column rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_col_paddings=”true” rt_wrp_col_paddings=”false” rt_class=”rt-3052301″ rt_margins=”,” rt_paddings=”40px,40px,,” rt_wrapper_paddings=”,,,” rt_tablet_margins=”,” rt_tablet_paddings=”,,,” rt_tablet_wrapper_paddings=”,,,” rt_sp_margins=”,” rt_sp_paddings=”,,,” rt_sp_wrapper_paddings=”,,,” rt_bg_color=”” rt_bg_overlay_color=””]\n\t\t
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              What distinguishes us?<\/h3>\n\t\t\t\t\t<\/div>\n\t\t
              \n\t\t\t

              The diversity of IT systems makes it very difficult to decide on the best solution.<\/p>\n\n\t\t\t\n\t\t<\/div>\n\t\t<\/article>\n\t\t[\/vc_column][\/vc_row][vc_row rt_row_background_width=”fullwidth” rt_row_content_width=”default” rt_row_style=”default-style” rt_row_height=”” rt_column_gaps=”” rt_row_shadows=”” rt_row_borders=”” rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”cover” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_bg_layer=”” rt_bg_video_format=”self-hosted” rt_class=”rt-1877563″ rt_paddings=”,,,” rt_margins=”,,,” rt_content_margins=”,,,” rt_tablet_paddings=”,,,” rt_tablet_margins=”,,,” rt_tablet_content_margins=”,,,” rt_sp_paddings=”,,,” rt_sp_margins=”,,,” rt_sp_content_margins=”,,,” rt_bg_color=”#f4f4f4″][vc_column width=”1\/3″ rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll”]

              <\/span><\/div>
              Formats<\/h6>

              Export to formats required by supervisors – including iXBRL and XBRL formats.<\/p>\n<\/div><\/article>[\/vc_column][vc_column width=”1\/3″ rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll”]

              <\/span><\/div>
              Reaction time<\/h6>

              Rapid response to regulatory changes in reporting.<\/p>\n<\/div><\/article>[\/vc_column][vc_column width=”1\/3″ rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll”]

              <\/span><\/div>
              Presentation<\/h6>

              Visualization of reports in accordance with the requirements of the supervising body.<\/p>\n<\/div><\/article>[\/vc_column][\/vc_row][vc_row rt_row_background_width=”fullwidth” rt_row_content_width=”default” rt_row_style=”default-style” rt_row_height=”” rt_column_gaps=”” rt_row_shadows=”” rt_row_borders=”” rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”cover” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_bg_layer=”” rt_bg_video_format=”self-hosted” rt_class=”rt-7674799″ rt_paddings=”,100px,,” rt_margins=”,,,” rt_content_margins=”,,,” rt_tablet_paddings=”,,,” rt_tablet_margins=”,,,” rt_tablet_content_margins=”,,,” rt_sp_paddings=”,,,” rt_sp_margins=”,,,” rt_sp_content_margins=”,,,” rt_bg_color=”#f4f4f4″][vc_column width=”1\/3″ rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll”]

              <\/span><\/div>
              Quick win<\/h6>

              Securing the reporting process in a very short time thanks to the “quick win” path.<\/p>\n<\/div><\/article>[\/vc_column][vc_column width=”1\/3″ rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll”]

              <\/span><\/div>
              Packages<\/h6>

              Ready-to-use reporting packages containing reports and control rules.<\/p>\n<\/div><\/article>[\/vc_column][vc_column width=”1\/3″ rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll”]

              <\/span><\/div>
              Maintenance<\/h6>

              Service dealing with reporting changes.<\/p>\n<\/div><\/article>[\/vc_column][\/vc_row][vc_row rt_row_background_width=”fullwidth” rt_row_content_width=”default” rt_row_style=”default-style” rt_row_height=”min_height” rt_holder_placement=”middle” rt_column_placement=”middle” rt_column_view=”equal_heights” rt_column_gaps=”” rt_row_shadows=”” rt_row_borders=”top,bottom” rt_bg_effect=”classic” rt_bg_image_repeat=”no-repeat” rt_bg_size=”contain” rt_bg_position=”left bottom” rt_bg_attachment=”scroll” rt_bg_layer=”” rt_bg_video_format=”self-hosted” rt_row_paddings=”true” rt_padding_top=”60″ rt_padding_bottom=”0″ rt_class=”rt-4673871″ rt_paddings=”0,0px,,” rt_margins=”,,,” rt_content_margins=”,,,” rt_tablet_paddings=”,450px,,” rt_tablet_margins=”,,,” rt_tablet_content_margins=”,,,” rt_sp_paddings=”,250px,,” rt_sp_margins=”,,,” rt_sp_content_margins=”,,,” rt_min_row_height=”600″ rt_bg_image=”4764″][vc_column rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_col_paddings=”true” rt_wrp_col_paddings=”false” tablet_text_align=”” mobile_text_align=”” rt_bg_color=”” rt_bg_overlay_color=”” rt_padding_top=”40″ rt_padding_bottom=”40″ offset=”vc_col-md-6″ rt_class=”rt-3721577″ rt_margins=”,” rt_paddings=”80px,80px,,” rt_wrapper_paddings=”,,,” rt_tablet_margins=”,” rt_tablet_paddings=”,,,” rt_tablet_wrapper_paddings=”,,,” rt_sp_margins=”,” rt_sp_paddings=”,,,” rt_sp_wrapper_paddings=”,,,”][\/vc_column][vc_column tablet_align=”center” mobile_align=”center” rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll” offset=”vc_col-md-6″ rt_class=”rt-3225092″ rt_margins=”,” rt_paddings=”,,,” rt_wrapper_paddings=”,,,” rt_tablet_margins=”,” rt_tablet_paddings=”,,,” rt_tablet_wrapper_paddings=”,,,” rt_sp_margins=”,” rt_sp_paddings=”,,,” rt_sp_wrapper_paddings=”,,,” rt_bg_color=”” rt_bg_overlay_color=””]<\/span>

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              We have performed implementations for over 50 <\/span> institutions and companies.<\/h4>\n\t\t\t\t\t<\/div>[vc_column_text 0=””]We have approx. 100 qualified specialists, including business consultants and architects specializing in various technologies. We offer both solutions designed from scratch on the basis of specific customer’s requirements, as well as finished products requiring only implementation.[\/vc_column_text][\/vc_column][\/vc_row][vc_row rt_row_background_width=”fullwidth” rt_row_content_width=”default” rt_row_style=”default-style” rt_row_height=”” rt_column_placement=”middle” rt_column_gaps=”” rt_row_shadows=”” rt_row_borders=”” rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”cover” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_bg_layer=”” rt_bg_video_format=”self-hosted” rt_class=”rt-5025814″ rt_paddings=”100,100,,” rt_margins=”,,,” rt_content_margins=”,,,” rt_tablet_paddings=”,,,” rt_tablet_margins=”,,,” rt_tablet_content_margins=”,,,” rt_sp_paddings=”,,,” rt_sp_margins=”,,,” rt_sp_content_margins=”,,,”][vc_column width=”1\/2″ rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_class=”rt-4483615″ rt_margins=”,” rt_paddings=”,,10,10″ rt_wrapper_paddings=”,,,” rt_tablet_margins=”,” rt_tablet_paddings=”,,,” rt_tablet_wrapper_paddings=”,,,” rt_sp_margins=”,” rt_sp_paddings=”,,,” rt_sp_wrapper_paddings=”,,,” rt_bg_color=”” rt_bg_overlay_color=””][vc_single_image image=”5190″ img_size=”full”][\/vc_column][vc_column width=”1\/2″ rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_class=”rt-9206193″ rt_margins=”,” rt_paddings=”,,,” rt_wrapper_paddings=”,,,” rt_tablet_margins=”,” rt_tablet_paddings=”,,,” rt_tablet_wrapper_paddings=”,,,” rt_sp_margins=”,” rt_sp_paddings=”,,,” rt_sp_wrapper_paddings=”,,,” rt_bg_color=”” rt_bg_overlay_color=””]
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              We understand banks’ needs<\/h3>\n\t\t\t\t\t<\/div>[vc_column_text]We monitor the changes occurring in the reporting rules on an ongoing basis and adjust our systems to new regulations. Thanks to this, our systems are constantly updated with new recommendations.[\/vc_column_text][vc_separator style=”style-1″ margin_top=”30″ margin_bottom=”30″ rt_class=”rt-8041889″ margins=”20,20,,”]
              <\/span><\/div>
              Solution for ESEF reporting<\/h6>

              Our system is fully prepared for the implementation of stock reporting in XHTML format with iXBRL tagging elements.<\/p>\n<\/div><\/article>[vc_separator style=”style-1″ margin_top=”30″ margin_bottom=”30″ rt_class=”rt-7851680″ margins=”20,20,,”]

              <\/span><\/div>
              CRR2\/CRD5 reporting<\/h6>

              We are preparing the system for new reporting requirements compliant with the EBA reporting framework 3.0.<\/p>\n<\/div><\/article>[vc_separator style=”style-1″ margin_top=”30″ margin_bottom=”30″ rt_class=”rt-3036719″ margins=”20,20,,”]

              <\/span><\/div>
              BFG reporting solution<\/h6>

              Our system is fully prepared to fulfil reporting obligations imposed on banks by the Bank Guarantee Fund (BFG).<\/p>\n<\/div><\/article>[vc_separator style=”style-1″ margin_top=”30″ margin_bottom=”30″ rt_class=”rt-4794902″ margins=”20,,,”][\/vc_column][\/vc_row][vc_row rt_row_background_width=”fullwidth” rt_row_content_width=”default” rt_row_style=”default-style” rt_row_height=”” rt_column_placement=”middle” rt_column_gaps=”” rt_row_shadows=”” rt_col_anim=”true” rt_row_borders=”” rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”cover” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_bg_layer=”” rt_bg_video_format=”self-hosted” rt_row_paddings=”true” rt_padding_top=”80″ rt_padding_bottom=”80″ rt_class=”rt-6718268″ rt_paddings=”80,80,,” rt_margins=”,,,” rt_content_margins=”,,,” rt_tablet_paddings=”,,,” rt_tablet_margins=”,,,” rt_tablet_content_margins=”,,,” rt_sp_paddings=”,,,” rt_sp_margins=”,,,” rt_sp_content_margins=”,,,” rt_bg_color=”#f4f4f4″ rt_bg_image=”4052″][vc_column rt_bg_effect=”classic” rt_bg_image_repeat=”repeat” rt_bg_size=”auto auto” rt_bg_position=”right top” rt_bg_attachment=”scroll” rt_col_paddings=”true” rt_wrp_col_paddings=”false” rt_class=”rt-9630685″ rt_margins=”,” rt_paddings=”,,,” rt_wrapper_paddings=”,,,” rt_tablet_margins=”,” rt_tablet_paddings=”,,,” rt_tablet_wrapper_paddings=”,,,” rt_sp_margins=”,” rt_sp_paddings=”,,,” rt_sp_wrapper_paddings=”,,,” rt_bg_color=”” rt_bg_overlay_color=””]

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              How our clients rate us<\/h3>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t